Search results

Mutual Fund, Stocks, Or T-Bills? Explained Like You’re 12 Imagine you have ₦100,000 and you want your money to work for you. You hear people talking about mutual funds, stocks and Treasury bills. Now you’re confused. “Which one should I put my money in?” Let’s make it very simple. Think of...

1/ What exactly does the announcement mean Sterling Financial Holdings Company Plc has completed a 10-for-1 share consolidation. In simple terms: every 10 existing shares become 1 new share. But this does NOT mean shareholders have lost 90% of their investment. Here’s how it works 👇🏾

One thing parents should inculcate in their children is that each person is responsible for their own lives. The way you relate with your own siblings must exemplify this. My brother’s money is NOT mine. He is NOT responsible for me but we much help each other where necessary without been entitled.

One of the ways that I test a business idea is by the number of everyday people who say to me, "I am interested". The estate agent I was talking to yesterday asked, "What do you want to do with the property?" I replied, "We will sell cheap-cheap Tshirts in large quantities, like 2k, 3k...

You all should go and read ' The Godfather' . One of the easiest way to run you street legitimately is through Legal manace. El-rufai levels Street is not gangsterism The Real Street is Legal The Courtroom , the Police, the Force agency, the immigration - Legal alignment. Under certain...

6 THINGS YOU SHOULD NEVER TAKE FOR GRANTED AS A BUSINESS OWNER IN NIGERIA I’ve noticed a lot of patterns in the business owners we don't give loans to. Here are 6 things I strongly recommend you should NEVER TAKE FOR GRANTED as a business owner in Nigeria today. 1. INTEGRITY. Your YES...

Pause, you don't need more staff, you need Structure that works. Below are ways to make your team more productive and accountable.

PENSION AND GRATUITY AUDIT AUDITABLE AREAS AND WHAT TO CHECK Save this it will save you in the future 😁 If you are assigned a pension and gratuity audit, do not limit your work to checking whether retirees were paid. The payment is only the end of the story. As an auditor, you need to...

The first time I was at an event buffet was served, though I was told I could go as many times, I still waited to read the room. In my mind, "make I no go chop second round now and no do no do dem go slam me with bill, say second round is not free," when all I had was my transport money. Make...

on the subject of market saturation in Africa, those of you who constantly rant about how a particular business or sector is “saturated,” how exactly do you determine that it is saturated? Because the last time I checked, many of you don’t even have a product that five people actively use in...

Today is my birthday and instead of only celebrating myself, I want to share something that has been burning in my spirit for years. I want to talk about money and not just as paper, numbers in an account, or status, but as a force that responds to principles, value, trust, discipline...

We live in an unofficial dollarized economy. What that means is that most of what we do in this part of the world is directly or indirectly influenced by the U.S. dollar. If you don’t want to hold naira, you can hold dollars. Of course, the likes of Dangote Refinery and Made-in-Nigeria...

Your job is what pays your bills. It puts food on the table. Pays the rent. Covers transportation. Funds your savings and investments. Value it. Take it seriously. Many people want financial freedom, but they neglect the very source of income that can help them achieve it. Be punctual. Be...

Ladies, don't outsource your financial security and survival. Don't place your entire future in someone else's hands. Marriage is a blessing. A supportive partner is a gift. But every woman should have the ability to earn, save, invest, and make sound financial decisions. Be well-educated...

Do these to defeat Generational Poverty 1️⃣ Have a Stable Source of Income Poverty thrives where there is no income. The first step toward financial freedom is earning consistently. Whether through employment, business, or self-employment, you must have money coming in regularly. 2️⃣...

Kindly post better ways to save money in Nigeria and Africa

Today, it took me just 10 minutes to build and host a functional portfolio website for myself from scratch, all for free, using Claude and Netlify. I didn't have to write a single line of code, all I did was give Claude the right prompt, and boom, I have a functional website where people can...

VAT is not your Money Picture this: a customer walks into your fabric shop on Adeniji Adele Road and spends ₦20,000. At 7.5% VAT, they hand you an extra ₦1,500. That ₦1,500 is not a tip, not working capital, and certainly not extra profit — it belongs to the Federal Government from the moment...

Too many SMEs keep making the same mistake. They get lawyers to write their communication publications rather than getting a communications strategist Having a lawyer is not exactly a bad thing but lawyers are not communication strategists and hence may not have the requisite training. Today...

SO PROFOUND... AND SO TRUE!_ !!!!!!! When television came into my home, I forgot how to read a book. When the car parked at my door, I forgot how to walk. When I held a cell phone, I forgot how to write a letter. When the computer arrived, I forgot how to spell. When the air conditioning...