IS THERE PENSION OPPORTUNITY FOR SELF-EMPLOYED PEOPLE?
Yes! Come closer and read through.
I want to encourage the self-employed to take investing very seriously because there's no pension for them like employees in the public and private sectors have.
As self-employed person, you can BUILD A PENSION PLAN for yourself from the work/business you are doing today, be it as skilled workers or traders.
Truth is, some self-employed people earn far more than most employees do monthly, but at the end of the month, they keep nothing aside for pension or retirement, while employees do, not minding how small it may be because it has been structured to be deducted at source from their salaries and contributed to their pension accounts.
What Can the Self-Employed Do Differently?
1. Dear Self-employed, begin TODAY to pay yourself Pension by doing a Weekly/Monthly Contributry Pension Plan like Public and Private Employees do. Don't earn so much daily and just BURN all your money in flexing and paying bills without putting aside some for the future. If you earn daily, you can do weekly contribution to your pension account. If you do business, you can decide to make your contribution monthly for ease.
2. As a business owner, PAY YOURSELF SALARY monthly, also PAY YOURSELF PENSION monthly - it's Tax free and you can get tax relief when you do your annual filing.
3. Visit any of the Pension Fund Managers company in your State and enroll. Decide an amount you can contribute that wouldn't be a burden to you weekly or monthly and build from there. If you don't know the office of any, use Google to search for one in your State. (Eg. Pension Fund Managers in Cross River State).
I have attached screenshots of Stanbic IBTC Pension and Leadway Pension to this post to show you that they have that package for their customers. Ignorance is what is keeping most of us out of such opportunities. Some Pension Funds have Apps that you can download and set up and begin your journey online without visiting any of their offices.
4. It's something deliberate that you should do to avoid stories that touch at retirement/old age.
5. Beyond doing weekly or monthly contributory pension as a self employed, INVEST IN SHARES. INVEST in Bonds. Invest in Money Market. Invest in Real Estate. Invest in that business you're doing today or that skill of yours by building structures around it so that it can outlive you. That way, you can be out of the business and it keeps running and paying you even in retirement.
Invest. Invest. Invest! You need so much money at retirement to live a good life because no one is coming to help you (not even your children in some cases). Government won't pay you pension. It's what you've invested for yourself over the years of active labour that you'll have to draw from to continue living a good life, taking care of yourself and those around you, paying for medical bills and going on vacations and all that ...
It's not that difficult.
Do today and thank me tomorrow.
Yes! Come closer and read through.
I want to encourage the self-employed to take investing very seriously because there's no pension for them like employees in the public and private sectors have.
As self-employed person, you can BUILD A PENSION PLAN for yourself from the work/business you are doing today, be it as skilled workers or traders.
Truth is, some self-employed people earn far more than most employees do monthly, but at the end of the month, they keep nothing aside for pension or retirement, while employees do, not minding how small it may be because it has been structured to be deducted at source from their salaries and contributed to their pension accounts.
What Can the Self-Employed Do Differently?
1. Dear Self-employed, begin TODAY to pay yourself Pension by doing a Weekly/Monthly Contributry Pension Plan like Public and Private Employees do. Don't earn so much daily and just BURN all your money in flexing and paying bills without putting aside some for the future. If you earn daily, you can do weekly contribution to your pension account. If you do business, you can decide to make your contribution monthly for ease.
2. As a business owner, PAY YOURSELF SALARY monthly, also PAY YOURSELF PENSION monthly - it's Tax free and you can get tax relief when you do your annual filing.
3. Visit any of the Pension Fund Managers company in your State and enroll. Decide an amount you can contribute that wouldn't be a burden to you weekly or monthly and build from there. If you don't know the office of any, use Google to search for one in your State. (Eg. Pension Fund Managers in Cross River State).
I have attached screenshots of Stanbic IBTC Pension and Leadway Pension to this post to show you that they have that package for their customers. Ignorance is what is keeping most of us out of such opportunities. Some Pension Funds have Apps that you can download and set up and begin your journey online without visiting any of their offices.
4. It's something deliberate that you should do to avoid stories that touch at retirement/old age.
5. Beyond doing weekly or monthly contributory pension as a self employed, INVEST IN SHARES. INVEST in Bonds. Invest in Money Market. Invest in Real Estate. Invest in that business you're doing today or that skill of yours by building structures around it so that it can outlive you. That way, you can be out of the business and it keeps running and paying you even in retirement.
Invest. Invest. Invest! You need so much money at retirement to live a good life because no one is coming to help you (not even your children in some cases). Government won't pay you pension. It's what you've invested for yourself over the years of active labour that you'll have to draw from to continue living a good life, taking care of yourself and those around you, paying for medical bills and going on vacations and all that ...
It's not that difficult.
Do today and thank me tomorrow.